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Michigan’s auto insurance laws change significantly today.
For many years, the state has mandated that motorists carry full, lifetime medical coverage for injuries that occur in crashes. That has provided great benefits for those who were hurt, but it also pushed our auto insurance premiums to the highest in the nation.
Beginning today, Jeff Bugni from the Frank A. Douglass Agency says you can elect to scale that coverage back…
Even if you keep full coverage, Bugni says you’ll see lower premiums…
Bugni says that lesser coverage will mean lower costs, but could also leave you with significant expenses and liability if you’re involved in a crash that causes a catastrophic injury.
In addition, Michigan is transitioning to a comparative negligence system, which can assign relative levels of fault in a crash to all drivers involved…
Bugni recommends that you check with your insurance agent to see how the changes will affect you. You can hear Todd VanDyke’s full conversation with Bugni on the May 24th edition of Copper Country Today. Click here to listen.
